Our Services

At Retire Wise, located in Clive Iowa, we offer a range of financial planning services to help you retire wisely. We specialize in personalized retirement solutions, guiding you through every stage of your retirement journey. Learn more about our comprehensive services and how we can help you achieve financial security.

Individual Services

At Retire Wise, we understand that no two financial journeys are the same. Our individual planning services are built around your unique goals, needs, and lifestyle. We offer clear, personalized guidance to help you prepare for a confident and financially secure retirement.

Our planning services include:

  • Medicare Supplement, Prescription Drug Plans, and Medicare Advantage
    Navigating Medicare options to help you select the most suitable healthcare coverage for your needs.

  • IRA & Roth IRA Strategies
    Helping you choose and manage the right retirement accounts to meet your future goals.

  • Roth Conversions
    Strategic conversions to optimize tax efficiency and long-term growth potential.

  • Generation Transfers & Legacy Planning
    Structuring your wealth for seamless transfers to the next generation with clarity and purpose.

  • Estate Planning Guidance
    Collaborating with estate professionals to help ensure your legacy is protected and passed on according to your wishes.

  • Mutual Funds & Investment Management
    Balanced investment strategies tailored to your risk tolerance and timeline.

  • Tax Diversification
    Building a tax-efficient retirement plan with a mix of account types and income sources.

  • Permanent & Term Life Insurance Solutions
    Coverage options designed to meet short-term needs and long-term protection goals.

  • Income Protection
    Ensuring you have guaranteed income streams you can count on, no matter what the future holds.

  • Long-Term Care Protection
    Preparing for healthcare needs in retirement without compromising your financial stability.

  • Fixed, Fixed-Indexed, and Variable Annuities
    Selecting annuity options to create reliable, lifelong income streams.

  • Wills, Trusts & Essential Documents
    Helping you create key legal documents like wills, living trusts, powers of attorney, and healthcare proxies to protect your family, preserve your wishes, and simplify what happens next.

Group Services

At Retire Wise, our group services are designed to support business owners and professionals with strategic planning that extends beyond personal retirement. We provide customized solutions to help protect your business, reward key employees, and safeguard income — all while building lasting financial stability.

Our business planning services include:

  • 401(k), SEP, and SIMPLE IRA Plans
    Retirement plan strategies designed to attract and retain talent while maximizing tax benefits.

  • Buy-Sell Agreements
    Ensuring a smooth business transition in the event of an owner’s death, disability, or departure.

  • Cross Purchase Plans
    Structuring ownership buyouts between partners to maintain business continuity.

  • Bonus Plans
    Executive bonus arrangements to reward and retain high-performing team members.

  • Disability Income Protection
    Safeguarding your personal and business income in case of injury or illness.

  • Key Person Insurance Plans
    Financial protection for your business in the event of losing a key employee or owner.

Stages of Retirement Planning

At Retire Wise, we guide you through every stage of retirement planning:

  • Preparation: Assessing your financial situation and retirement goals.
  • Accumulation: Growing your retirement savings through appropriate investment strategies.
  • Pre-Retirement: Shifting your portfolio to stable, income-generating assets and reviewing healthcare options.
  • Retirement: Ensuring financial security by establishing steady income streams and managing withdrawals.
  • Legacy Planning: Creating a plan to pass down assets according to your wishes.

"Retire Wise has been instrumental in helping me navigate the complexities of retirement planning. Their expertise and personalized approach have given me peace of mind."

Jan H